Insurance Claims Assistance
Insurance Claims Assistance In Charlotte, NC
We can help you through the insurance and roof repair process
At some point, severe weather may cause damage to your home and it is important to put into place a plan for proper repair and replacement solutions. Ridgeline Exteriors can help you navigate the insurance process and get the repairs underway quickly. As a preferred vendor of several national insurance companies, we know what is required to get your insurance claim handled efficiently.
We provide complete repair and replacement services for your storm damaged roofing, siding and gutters and we can help you restore your home back to its original condition.
If you suspect that your home may be damaged and you're interested in assistance of your claims process, call us today at (704) 296-2316. We offer total roofing, siding and gutter services throughout the greater Charlotte, NC area.
Understanding The Insurance Claims Process
If your home is damaged by a storm, typically wind or hail damage, it's essential for you to quickly begin the insurance claims and repair process. There is a limited amount of time required for you to file your claim. In NC it is three years, but in SC it is only six months. A typical claims process works as follows:
Inspection - Determine Damage: Sometimes roof damage is obvious, missing shingles, fallen tree, etc, telling you right away repairs are necessary. This is not always the case, however, which is why it's important to call a trained roof inspector like Ridgeline as soon as possible. This inspection will tell you how much damage you have and whether an insurance claim is warranted.
Claims adjustment:Upon receiving the claim, your insurance company will assign that claim to one of their adjusters who will inspect your property to determine the amount of damage and their estimate for the cost of repairs.
Insurance company approval: Once the claim has been validated and approved, they will provide you with a detailed estimate of repairs and usually provide you with a check to initiate the repair or replacement process. This check is for the amount of their estimate minus the depreciation and deductible.
Roof repairs or replacement: Once all is approved by your insurance company, we will begin the process of restoring your property. Whether roofing, siding or gutters, our team of experts work with a variety of materials and will give you a complete solution.
Finalization: Once our work is completed, we will notify your insurance adjuster that all required work has been completed. The insurer will then release the remainder of the money, (the depreciation), and give you a second check that covers the remaining cost of the work done to your home. At the end of the process, your only out of pocket expense will be the amount of your deductible.
After a storm, in many cases you'll get a visit from "door-to-door" type roofers offering to inspect your roof. When you choose Ridgeline Exteriors instead, you choose peace of mind knowing you're working with a licensed, insured, and experienced roofing company that can help you through the entire claims and repair process.